Inheritance Tax Planning & Estate Planning are not regulated by the Financial Conduct Authority.
Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.
Some buy to let mortgages are not regulated by the financial conduct Authority.
Inheritance Tax planning and Some Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
The Team
Find out about our professional and experienced team - who they are, how they can help you and how you can contact them.
Mark Falzon DipFA
Partner
Happily married to Tanya and we have 3 beautiful daughters and currently live in Essex. I have been providing Financial advice since 1989, mostly in a management role prior to helping set up Ridgeview Financial Services in 2011 with my business partners Paul and Ed.
My focus is to give holistic financial planning, as to considering all aspects of clients personal and financial position to help them identify any actions that may need to be taken to meet their goals and objectives.
My hobbies include watching all sports, travelling and seeing different cultures around the world. In my spare time I enjoy running and walking our English and French bulldogs.
Where I am based: Essex
Areas covered: Essex, London and Kent
Financial Areas covered: Investments, Pensions, Pension Consolidations, Protection, Mortgages and General Insurance
Specialism: Investments, Pensions, Pension Consolidations, Inheritance Tax planning, Protection & Mortgages including Buy To Let.
Paul Spicer DipPFS CeRER CeLTCI
Partner, Financial Adviser, Pension Transfer Specialist
I am one of the Founding Partners of Ridgeview Financial which was established in 2011 and I have been in Financial Services since the early 90’s.
Member of the Chartered Insurance Institute (CII) and hold the Diploma in Financial Planning and Certificates in Pension Transfer Advice, Equity Release and Long Term Care Insurance.
I pride myself on providing trustworthy and individually tailored advice across all areas of financial planning to both personal and corporate clients. This is supported with a commitment to provide an ongoing advice service to ensure my clients goals and aspirations can be achieved.
Happily married to Jane, with 4 daughters and a grandson. Enjoy travelling to exciting destinations, playing music and relaxing with family.
Where I am based: Herts, Cambridge border
Areas covered: All surrounding home counties. Also retained by clients moved to Isle of Wight and N. Ireland.
Financial Areas covered: Savings and Investments, Pension Planning and Protection
Specialism: Pension Transfer Advice for Defined Benefit enquiries. Pre and Post Retirement including Drawdown advice. Equity Release and Long Term Care
Darrel Bryant DipFA
Financial Adviser
I have been working in the Financial Services industry since 1996. I joined Ridgeview Financial from the companies inception in 2011 and previous to this I worked for the Co-Operative Insurance Society for 15 years.
I have developed a strong and loyal client base who benefit from quality financial advice and an excellent personal service. I advise my clients with a particular focus on helping them grow and protect their wealth.
In my spare time I am an avid supporter of Norwich City football club and I like to unwind pursuing my hobby of birdwatching.
Where I am based: Stevenage, Hertfordshire
Areas covered: Hertfordshire
Financial Areas covered: Savings and Investments, Pension Planning and Protection
Specialism: Savings and Investments
David Carlin DipFA CeLTCI
Financial Planning Adviser
I have now had 41 years’ experience in Financial Services and been with Ridgeview Financial as a Financial adviser since 2011. I have a large loyal client base and pride myself on focusing on a good ongoing personal service and happy to help those existing and new customers with limited financial knowledge.
Myself and my partner, Brenda are keen caravanners and dog owners. I enjoy DIY, walking, cycling, motorsport, aviation and Historic England. Initial consultations are free and without obligation.
Where I am based: Hullbridge, Hockley, Essex near Southend-on-Sea
Areas covered: All Southend areas, Rochford, Hockley, Hullbridge, Rayleigh, Wickford, Basildon and Canvey Island
Financial Areas covered: Investments, Pensions, Pension Consolidations, Protection insurance and Long Term care planning.
Specialism: Investments, Pensions, Pension Consolidations, Inheritance Tax planning and Personal Protection
Paul Drayton DipFA
Financial Adviser
I have worked in the financial services industry providing financial advice since 1985 and been with Ridgeview Financial since 2011 as a restricted financial adviser.
I advise clients on growing their capital and helping them achieve their goals and objectives. I have always made it clear to provide financial advice, I need to get to know my customers well as this allows me to provide the correct recommendations and I always provide protection planning to underpin all their plans.
I cover most of Hertfordshire and North London but I have customers all over England who choose to continue with me as their adviser as they know I provide a comprehensive service. I am interested in watching Arsenal play football and love playing golf in any spare time I get.
Where I am based: St Albans
Areas covered: Hertfordshire, St Albans and North london
Specialism: Investments, Pension Consolidations, Inheritance Tax planning, Protection & Mortgages including Buy To Let
Financial Areas covered: Full Financial Planning Adviser: Pensions, Pension Consolidations, Investment, Protection and Mortgages.
Jay Mistry DipFA
Financial Adviser
I live with my wife and kids in Grays, located in South East Essex. I have been providing Financial advice since 2002 and work hard to ensure all my clients regularly receive the very best service available.
I specialise in ISA savings, investments, pre and post retirement planning, Residential and Buy to Let mortgages, Inheritance planning, Life protection, and General Insurance.
I enjoy watching football, movies, walking and running in my spare time. I also like to travel to different countries with my wife to learn about the culture, sample the local dishes and sightseeing.
Where I am based: Grays, Essex
Areas covered: South East Essex and East London
Financial Areas covered: Investment Planning, Pensions, Protection, Mortgages and General Insurance
Specialism: Investments, Savings, Pensions, Mortgages, Protection and General Insurance